Compliance
Regulated where we operate.
Per-jurisdiction licences, the regulators that oversee us, and what each product looks like in your region. This page is the source of truth; we update it on every licence change.
- Licensed
Hong Kong SAR
Securities and Futures Commission (SFC)
TradePlansShopLift - Licensed
Singapore
Monetary Authority of Singapore (MAS)
TradePlansShopLift - Pilot
United Kingdom
Financial Conduct Authority (FCA)
TradePlans (closed beta)ShopLiftHigh-risk-investment marketing rules apply to Plans tier marketing.
- Pilot
European Union
ESMA & member-state authorities (BaFin, AMF, AFM)
TradePlans (closed beta)ShopLiftMiFID II appropriateness test required before first Plans allocation.
- Pilot
Mainland China
CSRC, CBIRC, PBOC (per product)
ShopLiftTrade and Plans currently restricted to qualified investors.
- Waitlist
Indonesia
Otoritas Jasa Keuangan (OJK)
Not yet available in this region.
- Waitlist
United States
SEC / FINRA / CFTC
Not yet available in this region.
US persons cannot use Xiaomi Crowd Trading in any region.
How we monitor compliance
- Sanctions & PEP screening — real-time on every sign-up, with refresh sweeps every 15 minutes against OFAC, EU consolidated list, UN, and PEP registries.
- Transaction monitoring — ML-driven anomaly detection with rule-based velocity checks. Suspicious activity reports filed within the regulator-mandated window.
- Per-jurisdiction product gating — products and tiers enabled or disabled in real time by region, with disclosure copy inserted automatically by region.
- Independent audit — financial controls audited annually; security controls under SOC 2 Type II observation window.
- Regulator relations — quarterly check-in calls with our primary regulators; annual reporting per their requirements.
Compliance enquiries or regulator correspondence?
compliance@xiaomicrowdtrading.comThree minutes. No paperwork.
Trade, shop, and contribute from one wallet.