Trust before delight
Every financial surface telegraphs custody, regulation, and reversibility before showing a number.
About
Built for the way real people manage money.
Xiaomi Crowd Trading is a single platform where you can invest in markets, shop the Xiaomi ecosystem, and contribute to humanitarian programmes — all from one verified wallet. Sponsored by Xiaomi Technology with WFP, Oxfam International, China Development Research Foundation, and Dongao Education Group.
Why we built this
One wallet for the way you actually live.
Most financial apps treat investing, shopping, and giving as separate worlds. They’re not. The same person who buys a phone also has long-term financial goals. The freelancer who pays for shipping wants their income to compound. The retiree who orders a vacuum wants to give to a programme they care about.
Xiaomi Crowd Trading puts these three on one wallet, with the engineering discipline that brought Xiaomi to 1.2 billion users worldwide.
For people who don’t want to trade themselves, our AI-managed Investment Plans handle execution within engineered risk caps. For people who do trade, we’re a regulated brokerage. For people who shop or give, we’re a faster, more transparent rails into Xiaomi’s catalog and our partners’ programmes.
Founded by
Lei Jun
CEO, Xiaomi Technology
At a glance
- Founded
- 2026
- Pilot regions
- 8
- Sponsor partners
- 5
- Languages at launch
- 7
What we hold to
One model across products
A user moving between trading, shopping, and contributing should feel a single grammar. No re-skinning per module.
Impact must be auditable
Humanitarian outcomes appear as line items the user can verify. No ribbons, no performative summaries.
Accessibility is the floor
WCAG 2.2 AA across; AAA on financial confirmations. Launch-gating, not post-launch.
Read more about how we’re regulated, who we partner with, or the team that runs the platform.
Three minutes. No paperwork.
Trade, shop, and contribute from one wallet.